Terms and Conditions

1. Compliance with Laws and Regulations

You agree to comply with all applicable federal, provincial, local, and international laws, rules, and regulations in connection with your use of our website and services. This includes, but is not limited to:

• a) Securities laws and regulations governing investment activities and financial advice
• b) Anti-money laundering and counter-terrorism financing regulations
• c) Data protection and privacy laws, including PIPEDA and applicable provincial legislation
• d) Intellectual property laws protecting copyrights, trademarks, and proprietary information

2. Prohibited Activities and Behaviors

You expressly agree not to engage in any of the following prohibited activities:

• a) Using our services for any unlawful purpose or to solicit unlawful activity
• b) Attempting to gain unauthorized access to our systems, networks, or data
• c) Introducing viruses, trojans, worms, or other malicious code
• d) Engaging in any conduct that restricts or inhibits other users from using our services
• e) Reverse engineering, decompiling, or attempting to discover source code
• f) Harvesting or collecting information about users without authorization
• g) Using automated systems to access the website without express permission
• h) Impersonating any person or entity or falsely stating your affiliation

3. Content Guidelines and Restrictions

When submitting information through our website or communicating with us, you agree that your content will not contain material that is defamatory, obscene, threatening, harassing, fraudulent, or otherwise objectionable. You also agree not to submit content that infringes on third-party intellectual property rights.

4. Age Restrictions and Requirements

Our services are intended for business and professional use. You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

1. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• • Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
• • Warranties regarding accuracy, reliability, or completeness of information
• • Warranties that the website will be uninterrupted, secure, or error-free
• • Warranties that defects will be corrected or that the site is free from viruses

2. No Investment Advice Warranty

Information provided through our website and services is for general informational purposes. Nothing on our website constitutes financial advice, investment recommendations, or professional counsel unless specifically provided as part of a formal service engagement. We make no warranty that following any information or analysis will result in profitable investments or desired outcomes.

3. No Guarantee of Results

While we exercise professional judgment and care in our analysis, we cannot guarantee specific financial outcomes or investment results. Market conditions, economic factors, and numerous other variables beyond our control affect investment performance. Past performance and analytical insights do not guarantee future results.

4. Third-Party Content Disclaimer

We disclaim all liability and responsibility for any content provided by third parties, including through links from our website. We do not endorse or verify third-party content and make no representations regarding its accuracy or appropriateness.

1. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Toronto, Ontario for resolution of any disputes arising from these terms.

2. Dispute Resolution Procedures

In the event of any dispute, controversy, or claim arising out of or relating to these Terms and Conditions:

• a) The parties shall first attempt to resolve the dispute through good faith negotiations
• b) If negotiations fail within 30 days, either party may initiate mediation through a mutually agreed mediator
• c) If mediation does not resolve the dispute within 60 days, either party may pursue litigation in accordance with the governing law clause

3. Severability Clause

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the invalid provision shall be severed, and the remaining provisions shall continue in full force and effect.

4. Terms Modification Policy

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Material changes will be communicated through prominent website placement. Your continued use after changes constitutes acceptance of the modified terms.

5. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Crestline Data regarding your use of our website and services, and supersede all prior agreements and understandings.

6. Waiver

No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.

7. Assignment

You may not assign or transfer these Terms and Conditions or any rights granted hereunder without our prior written consent. We may assign our rights and obligations under these terms without restriction.